Your ability to earn depends how much people are prepared to pay for your talents. The more unique they are the more likely they will fetch a high price. Example: Most of us can drive but this ordinary skill does not fetch a high price. However if our skill is great enough to be a top Formula 1 driver, then that talen can can earn millions dollars a year. To earn more, you must distinguish yourself from others.

So it is important to know and develop your talent. Some people find theirs early in life while others struggle for a long time without this self-knowledge. Unfortunately, many young people are in the latter group, and ‘muck about’ in an unsuitable career or choose the wrong course in university, wasting time and money, and thus delaying the time when they can be financially independent. To find your talent: